A fire that burns away your home and dreams can be a catastrophic and difficult event to deal with. Not only has your home and personal belongings been affected but your memories and personal life has turned upside down! We understand this is a difficult sensitive situation. Our job is to get you back on your feet and into your comfort zone! With years of experience we understand the process of fire damage insurance claims and we are prepared to act on your behalf from day one.
With over 20 years experience, rest assured we will deliver more than just a service. With our teams on your side, you can expect an adjustment settlement that exceeds what your insurance provider will offer you, a variety of options for rebuilding and making NEW your property and possessions and a peace of mind money cant replace!
Dealing with your insurance company and its adjusters can be a very difficult process. Here is some of our advice to you.
Demand a certified copy of your insurance policy and copy of the fire report immediately.
Compile a detailed list of all your personal property items.
Control all of your personal property. Never allow any restoration company to remove your property for disposal or restoration until you know all your rights and options.
Obtain independent damage estimates to gauge the actual cost to rebuild your property.
Record all communications with your insurance company adjuster.
Dont start restoring your property until you know all your rights and options for settlement.
Careful when submitting any information or documents to the insurance adjuster. You could waive your rights or jeopardize your claim.
Request an explanation if your claim has not settled within 8 weeks.
Search for all the benefits your policy entails, or consult with a public adjuster. In many total-loss scenarios, you may have more coverage beyond the policy limit.
In nearly all the fire claims we’ve worked, there has been a large difference between what the insurance company’s claim adjuster offers and what should be paid contractually per the policy’s provisions and a comprehensive estimation of damages. Choices and decisions about your home, possessions and the fire insurance claim process should be made by you, not the claim adjuster from your insurance company. And, our assistance assures that.
Our public adjusters are experts in understanding and analyzing insurance policies, compiling detailed damage estimates and negotiating the largest possible fire claim settlement, all while you focus on restoring your life. With decades of fire and smoke damage claims experience, we have witnessed – and can help you avoid – common mistakes that result in major complications, delays, disputes, or negligent misappropriation of insurance coverage.
The insurance claim process can be a tricky and confusing part of the process and typically most people who hire a public adjuster do so for peace of mind given the circumstances. Insurance carriers make mistakes as with anything and most are honest and fair but vigilance is important when dealing with fire claims. While all claimants can benefit from a public adjuster’s help during the fire insurance claim process, you absolutely need to consult with a trusted and experienced claim adjuster.
If you see any of the below language, you absolutely need to consult with a licensed Public Adjuster.
You have many options even if your fire insurance claim has been delayed, underpaid or even denied.
We can get your fire claim settlement to where you want and need it to be. Our public adjusters and property loss appraisers have a 100% success rate winning larger settlements for people just like you. Our services are FREE if we can’t win you a larger claim settlement. It’s that simple. Start on the road to recovery today.